Insurance is weird. Let’s unpack it.
Honest education with a dash of sarcasm. Plain answers on life insurance, retirement, taxes and estate planning.

Why Life Insurance Claims Get Denied—and What You Can Do
Your policy has fine print. Your family deserves fewer surprises. Learn common reasons for denials and what to do next.
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Understand my policyHandle a claimPlan for retirementLower my tax billFresh off the press
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The Subsidy Cliff Is Back (and It Didn’t Even Send a Postcard): Your ACA Open Enrollment 2027 Survival Guide

Breaking Up With Medicare Advantage? Medigap Doesn’t Have to Take You Back (Read the Fine Print Before Dec. 7)

HSA vs FSA in 2026: The Alphabet Soup Your Benefits Packet Forgot to Translate

The Medicare Letter You’re Tempted to Toss: Your 2027 Annual Notice of Change, Decoded

Death, Taxes, and Rachel Reeves: A Love Story

Blue Cross Blue Shield Michigan Announces Employee Buyouts Amid Soaring Healthcare Costs | Insurance Industry News 2025
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Browse everythingLife Insurance
the “just in case” department
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Retirement
don’t outlive your money
Breaking Up With Medicare Advantage? Medigap Doesn’t Have to Take You Back (Read the Fine Print Before Dec. 7)The Medicare Letter You’re Tempted to Toss: Your 2027 Annual Notice of Change, DecodedThe Ultimate Guide to Not Blowing Your Inheritance: Combining Annuities and Spendthrift Trusts Like a Financial Ninja
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Taxes
keep the IRS calm
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Estate Planning
no family feud
A Prudent Person Foresees Danger: Modern Funeral Costs & Church CommunitiesFaith & Financial Planning: Securing Your Family's Future While Supporting Your ChurchWhen Death Do Us Part Meets Debt Do Us Start: A Guide to Not Inheriting Your Spouse's Financial Baggage
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Letters to the editor
Got a question about your policy, your 401(k), or that letter from the IRS? Send it in. A licensed human reads every one, and the good ones become articles, with your name left out.